Will my auto insurance cover me in another state?

Yes, most auto insurance policies cover drivers in other states. In Wisconsin, it is required that all drivers have liability insurance. This type of insurance covers damage to other people and property in the event of an accident, regardless of which state it occurs in. However, there are exceptions. Some states have laws that require more coverage than that provided by a basic auto insurance policy. For example, in Wisconsin, you must have Personal Injury Protection (PIP) and Uninsured Motorists (UM) coverage in addition to liability insurance. If you plan to travel to a state that requires this extra coverage, you may need to purchase a supplemental policy to meet that state’s requirements. In addition, some states have different laws regarding how auto insurance companies cover damage to your own car. Generally, comprehensive and collision coverage will follow you to other states. However, if you have a policy with a deductible, the deductible may be higher outside of your home state. So, it’s important to check with your insurance company before traveling to ensure that you have the right coverage. Overall, auto insurance usually does cover you when you are driving in other states. However, you should always check with your insurance company to make sure that you have the right coverage.

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