What should I do if the other driver’s insurance company denies my claim?
If the other driver’s insurance company denies your claim after a car accident in Texas, it is important to take immediate action. First, you should contact an experienced personal injury attorney to discuss your case and review the insurance company’s denial of your claim. Your attorney will be able to advise you on the best course of action, which may include filing a lawsuit against the other driver. When filing a lawsuit against the other driver, you will need to prove that the other driver was at fault for the accident and demonstrate the extent of your damages. In Texas, you are required to file the lawsuit within two years of the car accident. Additionally, Texas has a comparative negligence law which states that you may be able to recover damages if you are partially at fault for the accident. In addition to filing a lawsuit, you may also be able to submit a complaint to the Texas Department of Insurance. The Department of Insurance can investigate the insurance company’s denial of your claim and may be able to resolve the dispute. Finally, you should keep detailed records of your medical bills, lost wages, and other costs associated with the accident. This will help you prepare a stronger case if you decide to file a lawsuit or submit a complaint. It is important to understand your rights and take action after an insurance company denies your claim.
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