What should I do if the other driver’s insurance company denies my claim?

If the other driver’s insurance company denies your claim after you have been in a car accident in Washington, you do have a few options. First, you can call and discuss the situation with the insurance company to see if you can come to some sort of agreement. Sometimes insurance adjusters are more willing to work with you if you are willing to compromise. If the insurance company still refuses to accept your claim, you can file a dispute with the Washington State Office of the Insurance Commissioner. They will investigate the case and can recommend that the insurance company accept or deny the claim. If the insurance company continues to deny your claim, you can file a lawsuit. Washington State follows a pure comparative negligence rule, which means that any damages you are awarded can be reduced in proportion to your own negligence in the accident. So if you were found to be twenty percent responsible for the accident, your award will be reduced by that same percentage. It is a good idea to consult a lawyer experienced in car accident law in Washington. An experienced attorney can help you navigate the complexities of the law, negotiate with the insurance company and present your case in court if necessary.

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What should I do if the other driver’s insurance company denies my claim?

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