Is an insurance company required to pay for medical expenses after a car accident?

In Hawaii, an insurance company is required to pay for medical expenses after a car accident. Hawaii’s no-fault insurance system requires those involved in a car accident to apply to their own personal injury protection (PIP) insurance for medical expenses and lost wages. PIP coverage is mandatory for all insurers in Hawaii. This means that when a car accident occurs, no matter who is at fault, the PIP insurance policy of each driver pays for the medical bills of the covered driver and any passengers up to a certain amount. PIP coverage is also available for pedestrians and bicyclists who are involved in car accidents. Any payments from PIP insurance may also cover funeral expenses and lost wages, up to the policy limits. If the medical expenses exceed the policy limits, the driver who is at fault for the accident can be held liable for the additional expenses. In some cases, the driver’s liability insurance may be used to cover any additional expenses. In conclusion, an insurance company is legally required to pay for medical expenses after a car accident in Hawaii. PIP coverage covers up to the policy limits, and additional payments can be made by the driver at fault or their liability insurance.

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Is an insurance company required to pay for medical expenses after a car accident?

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