Is an insurance company required to pay for medical expenses after a car accident?

In Kansas, an insurance company is required to pay for medical expenses after a car accident if the driver is carrying the required minimum limits of liability insurance, according to Kansas state law. Kansas requires drivers to have a certain amount of liability insurance coverage, and if an accident occurs, the driver’s insurance company is responsible for the other party’s medical costs. Medical costs can include hospital bills, doctor’s visits, physiotherapy, and more. If the driver of the vehicle that caused the accident was not carrying the required amount of liability insurance, the other driver may be able to receive compensation from their own insurance company. This is generally known as “uninsured motorist coverage.” However, the amount of coverage provided is typically limited and may not cover all medical costs. It is important to read through the uninsured motorist coverage carefully to understand the available coverage. To ensure that medical expenses are covered, individuals should consider purchasing insurance with higher limits of liability and/or uninsured motorist coverage. Doing so will help to protect a person’s finances in the event of an accident and may help to cover medical expenses beyond what is required by Kansas state law.

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Is an insurance company required to pay for medical expenses after a car accident?

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