What should I do if I’m hit by an uninsured driver?

If you’ve been hit by an uninsured driver in California, the first thing you should do is make sure everyone is okay and contact the police. Make sure you get a copy of the police report to prove the accident happened and gather information from the uninsured driver such as their name, vehicle make and model, license plate, and insurance information. If the damages are minor, you may be able to pay for them out of pocket. However, if they are more serious, you can file a claim with your insurance company, if you have uninsured motorist coverage. This will help you cover the costs of the accident, minus any deductibles. You also have the right to sue the uninsured driver in civil court, but this is not always the best option, since the driver may not have the money to pay for your damages. In addition, uninsured drivers often don’t have enough assets to cover your legal fees, so you may have to pay for them out of pocket. No matter which option you choose, it’s important to document as much as you can to back up any claims. This includes medical bills, repair estimates, and any photos you’ve taken of the accident. This can help you get the maximum amount of compensation for your expenses.

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What should I do if I’m hit by an uninsured driver?

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