What should I do if I’m hit by an uninsured driver?

If you are hit by an uninsured driver in Oklahoma, you should take certain steps. First, call 911 and make sure all involved parties receive medical attention if necessary. Get the driver’s contact information and insurance information, if available. You should also write down the license plate number of the other vehicle. Try to get the names and contact information of any witnesses to the accident. Take photos of the damage done to both vehicles and take note of any other details that may help your case, such as skid marks. Next, you need to contact the Oklahoma Uninsured Motorists Fund program by calling 405-521-3050. You will need to fill out an affidavit and provide proof of the loss. The program provides coverage for uninsured drivers who are at fault for an accident, but will only pay up to $25,000 in damages for bodily injuries and $7,500 for property damage. You also have the right to sue the other driver in civil court. You may be able to recover more money, depending on the case. Be sure to consult with a personal injury lawyer to discuss your legal rights and responsibilities. Finally, it is highly recommended to purchase uninsured motorist coverage in your own auto insurance policy. This coverage can help protect you in case you are hit by an uninsured driver. No matter the situation, make sure you understand your rights and responsibilities when faced with a car accident caused by an uninsured driver in Oklahoma.

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What should I do if I’m hit by an uninsured driver?

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