Who is responsible for damage to my car if I was hit by an uninsured driver?

In Indiana, if you are involved in a car accident with an uninsured driver, it is important to determine who is legally liable for the damage that occurs to your vehicle. The law states that if the uninsured driver is deemed at fault for the accident, then they are responsible for the damages that occur to your car. If you are deemed to have contributed to the accident, then your insurance company may need to pay for the damages. However, you may be able to claim damages from the uninsured driver through the Indiana Uninsured Motorist Act. This would allow you to recover the costs of the damage to your car, as well as any medical bills and other expenses incurred from the accident. If the uninsured motorist was found to have acted negligently in the accident, such as driving while impaired or speeding, then you may be able to sue them for the damages to your car. In order to do this, you would need to obtain the official police report from the incident and a lawyer to provide guidance throughout the process. It is important to note that Indiana law does not require drivers to carry insurance for their vehicles, so if the driver in the accident does not have any insurance, then you may be stuck with the bill for the damages. It is always best to practice safe driving and make sure you have adequate car insurance coverage.

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