Who is responsible for damage to my car if I was hit by an uninsured driver?

In Maryland, if you are hit by an uninsured driver, you are usually responsible for the damage to your car. However, depending on the circumstances of the accident, the owner of the uninsured vehicle may be held liable. Generally, if the other driver was at fault, then they are responsible for the damages to your car. In Maryland, you may be able to make a claim against your own car insurance for damage from an uninsured driver. This type of coverage is known as uninsured motorist coverage (UM). If you have this coverage, you are eligible for compensation for repairs to your vehicle, lost wages, medical expenses, and other costs associated with the accident. If you do not have UM coverage, you may still be able to receive compensation from the other driver. Under Maryland law, you can sue the uninsured driver to recover damages for the cost of the repairs to your car. The court may award you compensation for your damages, including the cost of repair, lost wages, medical expenses, and other expenses resulting from the accident. Even if you are unable to make a claim against the uninsured driver, you may still be able to obtain compensation for your car damages. You may be able to collect from the Motor Vehicle Administration’s Uninsured Motorist Fund (UMF), which is designed to help individuals who have been injured in an accident involving an uninsured driver. No matter what type of coverage you have, it is important to report the accident to the police and contact an experienced personal injury attorney for help in obtaining compensation for your damages.

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