Who is responsible for damage to my car if I was hit by an uninsured driver?

In Massachusetts, if you have been hit by an uninsured driver, you are responsible for damage to your car. It is illegal to operate a motor vehicle in Massachusetts without insurance, so the driver who hit you should be held responsible for the damage. However, if the accident was not their fault, they may not have insurance. The best way to potentially recover any damages to your car is to file a third-party liability claim with your insurance provider. This type of claim allows you to receive direct compensation for the damages caused to your vehicle by an uninsured or underinsured driver. In order to file a third-party liability claim, you must provide proof of the accident and any damages to your vehicle. Your insurance provider may cover the costs of repairs if the other driver is found to be at fault. However, you may be responsible for a deductible, which could be a fixed amount or a percentage of the repair costs. If the other driver is found to be not at fault, you will have to pay for the repairs out of pocket. You may also be able to pursue legal action if the other driver had assets, such as a house or car, to cover the repair costs. In either case, you may be able to obtain reimbursement from the other driver if they have resources available to do so. However, if they do not, you may be out of luck. The best way to ensure that damages to your vehicle caused by an uninsured driver can be recovered is to purchase uninsured motorist insurance. This type of coverage will cover any costs of repairs should you be hit by an uninsured driver.

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Who is responsible for damage to my car if I was hit by an uninsured driver?

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