Who is responsible for damage to my car if I was hit by an uninsured driver?
In Nebraska, if you are in a car accident and the other driver is uninsured, you may be able to recover damages for damage to your car through the Nebraska Uninsured Motorist law. Under this law, if you are injured in an accident caused by an uninsured driver, then your own insurance company may be liable for the damage to your car. This coverage is typically included in most car insurance policies for Nebraska drivers. If you file a claim for the damages with your own insurance company, the insurance company may then attempt to recover the damages from the uninsured driver through a civil lawsuit. If the uninsured driver has the means to pay your claim, you may receive the amount of your claim. If the uninsured driver does not have the means to pay your claim, your insurance company may not be able to recover the damages. In addition, if the uninsured driver is found to be at fault for the accident, you may also be able to collect damages for medical expenses, lost wages, and pain and suffering from your own insurance company under the Nebraska Uninsured Motorist law. If an uninsured driver causes you damages, it is important to contact your insurance company right away so that they can investigate the incident. An experienced attorney can also help you understand the laws and figure out the best way to move forward with your claim.
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