Who is responsible for damage to my car if I was hit by an uninsured driver?
In Kansas, if you are hit by an uninsured driver, you are still entitled to reimbursement for damages to your vehicle. This can be done through a variety of ways, depending on the circumstances. First, your own auto insurance policy may have an uninsured motorist coverage that will cover your damages. If you have this policy in place, you can make a claim to your insurance company and they will pay for the damages. Second, you can file a lawsuit against the uninsured driver. This can be a lengthy and costly process, however. You will need to have evidence that can be used to prove the other driver’s fault in order to be successful in a lawsuit. Third, you can also turn to the Kansas Uninsured Motorist Fund. This is a fund that is available to those that have been hit by an uninsured driver in order to help them cover their damages. You will need to submit a claim to the fund in order to receive reimbursement. Finally, if you have uninsured motorist coverage on your policy, you may also be able to file a claim with the other driver’s insurance company in order to recover your damages. This should only be attempted if the other driver has insurance coverage, however. Overall, if you are hit by an uninsured driver in Kansas, you are still entitled to reimbursement for damages to your vehicle. Depending on your circumstances, you may be able to file a claim with your own insurance company, sue the other driver, submit a claim to the Kansas Uninsured Motorist Fund, or make a claim with the other driver’s insurance company.
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