What if the other driver does not have enough insurance to cover my losses?

If the other driver does not have enough insurance to cover your losses after a car accident in Oklahoma, you may still be able to recover the funds that you are owed. The first step is to look into your own auto insurance policy and see what kind of coverage you have. If you have uninsured motorist coverage, you may be able to use it to cover your losses. Uninsured motorist coverage is an additional coverage option available on most auto insurance policies that covers losses caused by drivers who do not have enough insurance to fully cover the cost of the damage caused in a crash. If your policy does not have uninsured motorist coverage, you may be able to file a lawsuit against the driver who caused the accident. Such a lawsuit would name the driver and the vehicle owner as defendants and would seek to recover the money owed to you as a result of the accident. However, it is important to note that the driver and vehicle owner will likely only be held liable if they acted negligently resulting in the accident. You may also be able to seek compensation by filing a claim with the Oklahoma Uninsured Motorists Fund. This fund was created by the Oklahoma City Council to aid individuals who are involved in an accident with an uninsured driver. The fund may be able to cover some of the losses caused by the accident. Finally, it is important to speak with an experienced Oklahoma car accident attorney right away. An attorney can help you review your case and determine the best course of action for recovering the funds you are owed after a car accident.

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What if the other driver does not have enough insurance to cover my losses?

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