What if the other driver does not have enough insurance to cover my losses?

If you are involved in a car accident in Washington and the other driver does not have enough insurance to cover your losses, you may still be able to pursue a claim for compensation. Depending on the nature and extent of your losses, you may be able to pursue a claim under your own personal injury protection coverage, or you may be able to file a claim in civil court against the other driver. If you have personal injury protection (PIP) coverage, then you may be able to file a claim against your own insurance company for the losses that exceed the at-fault driver’s insurance limits. PIP coverage is required for all drivers in Washington, and it can help to pay for medical expenses, lost wages, and other costs related to the accident. If you do not have adequate PIP coverage, or if your losses exceed the coverage limits, you may be able to file a civil lawsuit against the other driver. In Washington, you can file a claim in civil court if the other driver was negligent or otherwise at fault for the accident. If your lawsuit is successful, the court can order the defendant to pay for your losses, including medical expenses and lost wages. It is important to consult with an experienced car accident attorney to discuss all of your legal options. An attorney can review the facts of your case and advise you on the best course of action for pursuing compensation for your losses.

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What if the other driver does not have enough insurance to cover my losses?

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