What if the other driver does not have enough insurance to cover my losses?
If the other driver in a car accident does not have enough insurance to cover your losses in Wisconsin, you may be able to seek any available uninsured motorist coverage through your own insurance provider. This type of coverage is typically optional and available as an add-on to your policy. Uninsured motorist coverage is offered as a protection to you if you suffer an injury in an accident with an uninsured or underinsured driver. If you do not have uninsured motorist coverage, you may have to seek other options. You can sue the other driver for any losses that exceed their insurance limits. However, this is not a guarantee that you will be able to recover any damages, as the other driver may not have the means to pay for the losses. Finally, you should consider hiring a personal injury attorney to help you handle your case. The attorney will be able to review all of the details of the accident and help you determine who is liable, as well as the best strategy for recovering any damages. An attorney can also ensure that you meet all relevant legal deadlines and help you understand any applicable insurance regulations.
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