What if the other driver does not have enough insurance to cover my losses?

In the unfortunate event that the other driver does not have enough insurance to cover your losses, you may have the right to file a personal injury lawsuit against the other driver. This is because in Kansas, the law requires drivers to have a minimum amount of liability insurance coverage to protect other people they may injure in car accidents. If the other driver does not have enough coverage or none at all, you may be able to sue the other driver personally for your losses. It is important to note that you must be able to establish that the other driver was at fault for the accident in order to be successful. For example, if the other driver was under the influence of drugs or alcohol, or driving recklessly at the time of the accident, then you may be able to sue them for damages. In addition, if the other driver was uninsured and you have uninsured motorist coverage, you may be able to make a claim through your own insurance company. If you decide to file a personal injury lawsuit against the other driver, it is important to consult with an experienced attorney. They can advise you of your legal rights and help ensure that you get the compensation you deserve.

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What if the other driver does not have enough insurance to cover my losses?

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