What if the other driver does not have enough money to pay for my damages?

If the other driver does not have enough money to pay for your damages after a car accident in Florida, you may be able to file a claim with their insurance company. Florida requires drivers to have a certain amount of insurance coverage in order to drive legally, so it is likely that the driver will have enough coverage to pay for your losses. In most cases, you can make a claim against their insurance policy and they will pay for the damages. However, if the other driver does not have enough coverage or does not have insurance at all, you may be able to sue the other driver in court. In these cases, you may be able to get a court-ordered judgment against the other driver that requires them to pay for the damages. If you cannot get enough money from the other driver, you may be able to turn to your own insurance coverage if you have uninsured or underinsured motorist coverage. This type of coverage will pay out if the other driver does not have enough money to cover your damages.

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