What if the other driver does not have enough money to pay for my damages?

If you are in a car accident in Wisconsin and the other driver does not have enough money to pay for your damages, you will have to make a claim on your own insurance policy since Wisconsin is a “fault” state. You can make a claim against the other driver for what you are legally entitled to if the other driver does not have enough money to pay for your damages. Even if the other driver has insurance, they may have insurance limits that do not cover the full amount of your damages. If that is the case, you can file a claim on your own insurance policy, and your insurance should provide the coverage over and above the other driver’s insurance limit. Your insurance company will then attempt to seek reimbursement from the other driver’s insurance company for any additional costs. If the other driver does not have insurance, you may be able to sue them for damages, including medical bills, repair costs, and lost wages. You must prove that the other driver is at fault for the accident. If you win the lawsuit, you can recover the damages up to the limit of the other driver’s policy, or if they don’t have one, up to your policy limit. If you do not have insurance or if your insurance does not cover all of your damages, you may be able to obtain help from a state-funded program or a local charity. Talk to your local law enforcement officers or a local attorney to learn more about these options.

Related FAQs

How does liability for a car accident get determined?
What should I do if I’m served with a lawsuit for a car accident?
What are the different types of damages in a car accident case?
What kind of compensation can I recover in a car accident case?
What are the different types of car accident injuries?
What should I do if the insurance company refuses to pay for my medical bills after a car accident?
Can I sue the driver who hit me after a car accident?
What is comparative negligence?
When should I contact an attorney after a car accident?
Can I sue the at-fault driver if I was injured in an accident with an uninsured driver?

What if the other driver does not have enough money to pay for my damages?

Related FAQs

Related Blog Posts