What are the different types of car accident claims?
In Illinois, there are three different types of car accident claims: property damage, personal injury, and wrongful death. Property damage claims are the most common and involve repair or replacement costs for repairs to your car. These damages are covered by the at-fault driver’s insurance up to a specified limit determined by their individual policy. Personal injury claims are the next most common. They involve compensation for injuries sustained in an accident. For a successful personal injury claim, you must prove that your injuries were caused by the negligence of the other driver. Examples of personal injury claims might include medical expenses, lost wages, or pain and suffering. Wrongful death claims are the most serious of all. These claims are made when someone dies as a result of a car accident caused by the negligence of the other driver. These claims seek to provide compensation for the loss of the victim’s income, medical expenses, and other damages. The surviving family members are often entitled to significant awards to cover the costs associated with the victim’s loss. Overall, no two car accident claims are the same, and the types of claims that can be brought will depend on the specific circumstances of the accident. It is always best to seek qualified legal assistance when filing any of the above claims.
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