What if I was injured in a car accident by an uninsured driver?

If you were injured in a car accident by an uninsured driver in Indiana, you may still be able to obtain compensation for your injuries. Depending on your situation, you may have several options to pursue. The first is to file a claim with your own insurance company. Indiana is a "no-fault" state, meaning each driver is responsible for their own expenses up to the limits of their own insurance policy. If you have uninsured motorist coverage on your own insurance policy, you can make a claim for medical expenses, lost wages, and other costs related to the accident. Another option is to file a lawsuit against the driver. Even though the driver may not have insurance, they still may be personally liable for any damages that you suffer due to the accident. In a lawsuit, you could seek compensation for your medical bills, lost wages, and pain and suffering. Lastly, you may also be able to pursue damages from an uninsured motorist fund. Indiana does have such a fund, but it is reserved for drivers who are seriously injured or killed in accidents caused by uninsured motorists. To get compensation from the fund, you must be able to prove the other driver was at fault and that you were significantly injured. No matter which route you choose, it is important that you understand your rights and legal options after a car accident. To ensure your rights are protected and you receive the best possible outcome, it is advisable to speak with an experienced car accident lawyer.

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