What if the other driver’s insurance company denies my claim?
If the other driver’s insurance company denies your claim in North Carolina following a car accident, you may have other options. Depending on your coverage, you may be able to file a claim with your own insurance company under your uninsured/underinsured motorist coverage. This type of coverage will cover you even in the event of an accident where the other driver’s insurance company denies your claim. You may also be able to file a lawsuit against the other driver. You may be entitled to file for compensation for your losses, including medical bills, property damage, pain and suffering, lost wages, and other losses associated with the accident. Finally, you may be able to try to settle your claim with the other driver’s insurance company. You can contact the company and explain your situation and negotiate a settlement. Often times, this is the fastest and most cost-effective way to resolve a car accident claim, without needing to go to court. It is important to speak with an attorney when dealing with your car accident. An attorney can help you navigate the entire process and help you understand your rights and options under North Carolina law.
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