What should I do if the insurance company refuses to pay for my medical bills after a car accident?

If an insurance company in West Virginia refuses to pay your medical bills after a car accident, you have several options to pursue. First, you can hire a lawyer. An experienced car accident attorney can review the details of your case to determine if the insurance company is legally obligated to pay for your medical bills. An attorney can also represent you in negotiations with the insurance company or help you file a lawsuit to pursue payment. Second, if you believe the insurance company has wrongfully denied your claim, you can file a complaint with the West Virginia Insurance Commission. The Commission investigates complaints lodged against insurance companies and can impose penalties if they have violated the law. Third, you can try to negotiate directly with the insurance company. Gather evidence to support your claim, then speak to your adjuster. You might be able to arrive at an agreement without the need for further legal action. Finally, if your medical bills are overwhelming, consider speaking to a financial counselor. They can help you manage your bills while you wait for the insurance company to decide on payment or for a court-ordered settlement. No matter which option you choose, it is important to document and keep copies of all relevant documents. This will help build a strong case if you decide to take legal action or file a complaint.

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