Will my health insurance cover medical bills from a car accident?
The answer to this question depends on a few different factors. In North Carolina, the law requires all drivers to carry liability insurance. This type of insurance covers medical bills for the other driver and passengers in an accident. However, it does not cover the medical bills of the policyholder or his or her passengers. If you do not have health insurance, you can apply for the state’s Uninsured Motorist Fund. This fund provides coverage for medical bills in cases where either party does not have insurance. However, in order to access these funds, you must file a claim and provide evidence of the accident. If you have health insurance, the coverage you are eligible for depends on the type of policy you have. If you have a comprehensive policy, it may cover medical bills from a car accident. However, if you only have a basic health insurance policy, it is unlikely that it will cover medical bills from a car accident. In short, the answer to whether your health insurance will cover medical bills from a car accident depends on the type of policy you have and the specific circumstances of your accident. It is best to contact your insurance provider with any questions you may have about your coverage.
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