What if the other driver is uninsured and I was injured in the accident?
If you were injured in a car accident and the other driver is uninsured, you may still be able to receive compensation for your losses. In California, you have a few options to pursue compensation for damages. First, you can file a claim with your own insurance company under your uninsured motorist coverage. This coverage, while optional, is standard on many insurance policies. It covers your expenses if you are injured by an uninsured driver. Another option is to bring a personal injury lawsuit directly against the at-fault driver. Even if the driver does not have insurance, you may still be able to get a judgment if the driver has assets that can be used to satisfy the judgment. Finally, you can join a California uninsured motorist fund. This fund, funded by insurance companies, is able to pay out claims to those injured in car accidents when the other driver is uninsured or under insured. Overall, while it can be difficult to recover damages when the other driver is uninsured, there are still options available in California. Insurance companies, personal injury lawsuits and the uninsured motorist fund can all help you get the compensation you deserve.
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