What if the other driver is uninsured and I was injured in the accident?
If you’ve been injured in an accident with an uninsured motorist in Florida, you have several options for filing a claim. Florida is a no-fault state, meaning that after an accident, each driver must file a claim for damages with their own insurance company. This system makes it easier to process claims without assigning blame. If you have uninsured motorist coverage, then you can file a claim with your insurance company and they may provide compensation for your medical expenses, lost wages and other costs related to the accident. If you do not have uninsured motorist coverage, you can file a claim with the Florida Bureau of Uninsured Motorists within three years of the accident to be eligible for compensation. The Bureau may provide you with compensation for hospital bills, lost wages, and mental anguish from the accident. You also have the option to file a personal injury lawsuit against the other driver if they caused the accident. This is a time-consuming and often expensive process, so it is best to seek experienced legal representation if you decide to pursue this route. Finally, if you were injured in a motorcycle accident in Florida with an uninsured motorist, you may be eligible to receive compensation from the Motorcycle Safety Fund. This fund was created to provide economic relief to individuals injured in motorcycle accidents. No matter which option you choose, it is important to remember that taking legal action against an uninsured driver can be complicated. You may want to speak to an experienced attorney to help maximize your chances of success.
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