Can I sue the at-fault driver if I was injured in an accident with an uninsured driver?

Yes, you can sue the at-fault driver if you were injured in an accident with an uninsured driver in Indiana. Under Indiana law, victims of car accidents are allowed to pursue compensation from an at-fault driver, even if he or she does not have insurance. This is known as a “direct action” claim. However, this option may not be the best course of action. If you do choose to pursue a direct action claim, you’ll need to prove that the other driver was negligent and that you suffered losses as a result. This can be difficult to do if the other driver does not have insurance to cover your losses. Even if you are successful in proving negligence, you may be unable to collect the full amount of damages from the driver due to lack of insurance. It is usually better to contact an attorney if you are involved in an accident caused by an uninsured driver and you have suffered injuries. An experienced attorney can evaluate your case and, if appropriate, seek compensation from your own insurance company under its uninsured/underinsured motorist (UM/UIM) coverage. This coverage usually pays for the medical expenses and other losses resulting from an accident caused by an uninsured or underinsured driver.

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