What should I do if the at-fault driver in my car accident does not have enough insurance?
If you are involved in a car accident in Hawaii and the at-fault driver does not have enough insurance to cover your damages, you may need to take legal action in order to be compensated for your losses. The first step is to contact an experienced car accident attorney in Hawaii who will be able to review the details of your case and advise you on the best course of action. Your attorney may recommend filing a lawsuit against the at-fault driver. This may be a lengthy and difficult process, but it may be the only way to receive the compensation you deserve. Your attorney will help you build your case, determine who should be named as defendants, gather evidence and negotiate a settlement. In some cases, you may also be able to file a claim with your own insurance company to cover some of the expenses related to your accident. This is known as underinsured motorist coverage, and it is intended to cover the costs of an accident if the at-fault driver does not have adequate insurance. However, you should discuss this option with your attorney before pursuing it. Ultimately, it is important to contact an experienced car accident attorney in Hawaii who can help you understand your legal rights and options, and work toward getting you the compensation you deserve. Your attorney can walk you through all of the steps involved in taking legal action and ensure that your best interests are protected.
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