What should I do if the at-fault driver in my car accident does not have enough insurance?

If you are involved in a car accident in Mississippi and the at-fault driver does not have enough insurance coverage to pay for your damages, the first thing you should do is contact an experienced car accident lawyer. They can help you assess the situation and determine your next steps. There are several options you may have for recovering damages. Depending on the circumstances, you may be able to make a claim on your own insurance policy. This is called underinsured motorist coverage and may provide additional funds to cover the difference between the other driver’s insurance and your damages. You may also be able to sue the at-fault driver directly if they have some form of liquid assets, such as a savings account. This is called a lawsuit for “excess damages” and is a common option in cases where the at-fault driver does not have enough insurance to cover the costs of your damages. Lastly, you may be able to seek compensation from the driver’s own family. While it is not always possible, sometimes relatives of the at-fault driver can be expected to pay for damages that their family member’s insurance cannot cover. No matter what course you decide to take, it is important to seek professional legal advice to ensure that your rights are protected and that you get the best possible outcome. Consulting an experienced car accident lawyer is the best way to make sure you get the full compensation you deserve for your damages.

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What should I do if the at-fault driver in my car accident does not have enough insurance?

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