What should I do if the at-fault driver in my car accident does not have enough insurance?

If you were in a car accident caused by another driver who does not have enough insurance to cover the damages, you have some legal options available to you. First, you should contact your own insurance company and explain the situation. If your policy includes uninsured motorist or underinsured motorist coverage, you may be able to file a claim with your insurance for the difference in coverage. If your insurance does not have the necessary coverage, you may be able to file a personal injury lawsuit in Texas against the at-fault driver. In the lawsuit, you can make a claim for the damages you suffered, including medical expenses, lost wages, and pain and suffering. If you choose to pursue a lawsuit, you should do so as soon as possible, as Texas has a two-year statute of limitations for filing a lawsuit. It is important to note that the at-fault driver must have some degree of liability insurance even if it is not enough to cover the damages, in order for you to pursue a lawsuit. No matter what path you choose to pursue, it is important to consult with an experienced car accident attorney in Texas to help you understand your rights and legal options. An attorney can also help ensure that your rights are protected and that you receive the compensation you are entitled to.

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What should I do if the at-fault driver in my car accident does not have enough insurance?

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