What is the difference between a personal injury claim and a property damage claim?
A personal injury claim is a type of legal claim where a person seeks compensation for physical, mental, or emotional injuries caused by the negligence of another person or party. A property damage claim is a type of legal claim where a person seeks compensation for damage caused to their property due to the negligence of another person or party. In Nebraska, the most common type of car accident claim is a personal injury claim. Under this type of claim, an injured person can seek compensation for medical bills, lost wages from time missed from work due to the accident, pain and suffering, and any other type of injury-related expenses. A person can also sue for punitive damages if the liable party displayed egregious behavior. On the other hand, a property damage claim typically applies to damage done to a person’s car or personal property. This type of claim does not cover any physical or emotional harm caused to the claimant, only the physical damage to their property. Damages for a property damage claim may include the cost of repairs to the damaged property, the cost of a rental vehicle during repairs, or the value of the property if it is a total loss. In Nebraska, individuals can hold liable parties accountable for both personal injury and property damage claims. It is important to understand the differences between the two so that an accident victim can pursue the compensation they are entitled to.
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