What is the difference between a personal injury claim and a property damage claim?
The primary difference between a personal injury claim and a property damage claim when resulting from a car accident in Oklahoma is the type of damages sought. A personal injury claim is when an individual seeks compensation for damages resulting from physical or psychological trauma caused by the accident. This includes pain and suffering, medical expenses, and lost wages due to an inability to work. Property damage claims, on the other hand, are claims seeking compensation for repairing or replacing damaged property, such as vehicle repair costs, rent for a rental car, and replacement of personal items. In Oklahoma, an individual who has been injured in an automobile accident has the right to seek legal representation through an attorney to pursue their personal injury claim. Such a claim may be pursued through the courts or in a settlement through negotiation with the other driver’s insurance company. A property damage claim can typically be pursued directly through the insurance company of the person who caused the accident. In most cases, these two types of claims will need to be pursued separately. Under Oklahoma law, an individual may seek compensation for both their property damage claim and their personal injury claim for damages resulting from a car accident. However, the compensation for these two types of claims will be awarded separately.
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