What rights do I have if I was injured in an uninsured motorist accident?

If you were injured in an uninsured motorist accident in Florida, you have certain rights under the law. In Florida, the Personal Injury Protection (PIP) policy of the motorist who caused your accident is the primary source of compensation for your injuries. This PIP policy pays up to $10,000 of your medical expenses, lost wages, and funeral expenses that result from the crash. However, if the other motorist was uninsured at the time of the crash, you can file a claim with your own insurance company, called Uninsured Motorist Coverage. This coverage pays for your medical expenses, lost wages, and other damages that the other motorist would have been responsible for if he or she had insurance. The amount you may receive depends on your policy’s limits and the extent of your injuries. Further, you may also be able to recover other damages, such as compensation for pain and suffering, from the other driver by filing a civil lawsuit in Florida’s court system. In such a case, you may need to prove that the other motorist was at fault for the accident. To maximize your rights and chances of a successful claim, it is important to seek legal advice from an experienced car accident attorney as soon as possible after the accident. Your attorney can help protect your rights and ensure you receive the compensation you deserve.

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