What if I was injured in a car accident but the other driver was never identified?

If you were injured in a car accident but the other driver was never identified, you may be able to recover compensation for your damages from your insurance company through the uninsured motorist coverage section of your policy. In Minnesota, all automobile liability insurance policies must include uninsured motorist coverage with minimum amounts of $25,000 for injury or death of one person in a single accident, and $50,000 for injury or death of two or more persons in a single accident. This coverage is designed to protect you in case you are injured by an at-fault driver who is either uninsured or whose insurer cannot be located. In addition to collecting from your own insurer, you may be able to file a claim with the Minnesota Unsatisfied Claim and Judgment Fund. This fund is available to people who have been injured due to the negligence of a driver who cannot be identified. The fund is funded by a portion of all motor vehicle registration fees in Minnesota and offers limited compensation to those who qualify. In order to be eligible for the fund, you must prove that you were harmed due to a motor vehicle accident and that you were unable to identify the other driver or vehicle involved. In either situation, you will need to hire an experienced car accident attorney to help you with your case and to navigate the complicated legal process. An attorney will help you evaluate your claim, identify all sources of compensation, and represent you in any legal proceedings. With appropriate legal representation, you may be able to receive full compensation for your damages, even if the other driver is never identified.

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