What if I was injured in a car accident but the other driver was never identified?
If you were injured in a car accident but the other driver was never identified, you may still be able to get compensation for your damages. In North Carolina, a motorist is required to carry Uninsured Motorist (UM) insurance coverage. This kind of insurance will pay for medical costs, lost wages, and other damages if you are in an accident involving an unknown driver or a driver who does not have proper insurance coverage. Another option is to file a claim with the North Carolina Uninsured Motorist Fund (UMF). The UMF provides assistance to those injured in accidents with drivers who are uninsured or whose insurance is insufficient to cover damages. Depending on the severity and type of injuries, you may be eligible for compensation from the UMF up to $30,000. You can also file a claim with the North Carolina Department of Insurance’s Unsatisfied Claim and Judgment Fund. The fund provides compensation to victims in the event that an uninsured motorist cannot be identified or their assets are not sufficient to cover the damages. Compensation is limited to $1,000,000. Finally, you may have a valid legal claim against the driver who caused the accident. Even if the driver cannot be located or identified, an attorney can help you search for them and gather evidence that they were at fault for the accident. No matter how you proceed, it’s wise to speak to an experienced car accident attorney to determine the best course of action for getting compensated for your injuries. An attorney can guide you through the process and help you pursue every available option for compensation.
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