What happens if I can’t reach an agreement with the other driver’s insurance company for a car accident?
If you are unable to reach an agreement with the other driver’s insurance company regarding a car accident in Mississippi, you will likely need to consult a lawyer or pursue a legal claim in court. Mississippi is an at-fault state, which means that the party responsible for causing the injury or damage is responsible for compensating the injured party. Therefore, in the event of a car accident, the other driver’s insurer is liable for the costs associated with the accident. If you and the other driver’s insurance company cannot come to an agreement, you may choose to hire a lawyer to assist you with filing a legal claim. Your lawyer can review available evidence, such as police reports, witness accounts, and medical records to determine if filing a lawsuit is in your best interest. The lawyer can then help you evaluate the likelihood of success in the lawsuit, and estimate a reasonable amount of compensation. If you determine that pursuing a legal claim is the best option, you will likely need to make your claim in the Circuit Court of the county where the accident occurred. You may also be able to file a claim in a small claims court, depending on the amount of damages being sought. After filing a lawsuit, the court will determine if the other driver is liable and, if so, how much they must pay to compensate you for the damages.
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