Is there a difference between catastrophic injury claims and personal injury claims?

Yes, there is a difference between catastrophic injury claims and personal injury claims. In California, catastrophic injury law refers to serious and permanent physical or psychological injury that leads to long-term disability. These injuries can be life-altering and severely limit a person’s ability to work, engage in normal activities, or even care for themselves. Common examples of catastrophic injuries include traumatic brain injuries, spinal cord injuries, and severe burns. Personal injury claims involve any injury that was caused by someone else’s negligence or carelessness. These claims can range from minor to severe, but they generally refer to short-term injuries with a recovery period. Examples of personal injuries include broken bones, whiplash, herniated discs, or even a concussion. While personal injury claims may result in medical bills, lost wages, and pain and suffering, catastrophic injury claims typically involve much larger medical bills and longer recovery periods, as well as other damages such as lost earning potential, permanent disabilities, and emotional distress. Catastrophic injury law allows for multi-faceted compensation for these long-term damages, so the claims process is much more complex. Overall, the main difference between catastrophic injury claims and personal injury claims is the severity of the injury and the duration of the effects. Depending on the severity, the claims process can be complicated and lengthy, but it is worth the effort to ensure that you receive the compensation you and your family need.

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