Is there a difference between catastrophic injury claims and personal injury claims?

Yes, there is a difference between catastrophic injury claims and personal injury claims in Florida. Catastrophic injury claims seek to recover damages to compensate for medical bills, lost wages, pain and suffering, and other expenses related to long-term or permanent disabilities that have been caused by another person or company. Catastrophic injuries can be physical, psychological, or both, and may take years – if not a lifetime – for an individual to recover from. Personal injury claims, on the other hand, seek to recover damages resulting from more short-term injuries. These types of injuries may include car accidents, medical malpractice, or other kinds of negligence. Such injuries do not necessarily result in long-term disability, though they may still be costly. One of the primary differences between catastrophic injury claims and personal injury claims is the potential amount of damages that can be recovered. Because of the potential for long-term or permanent disability, catastrophic injury claims often have the potential to recover much larger amounts of damages than personal injury claims. In Florida, when deciding on the amount of damages to be recovered in a catastrophic injury claim, the court considers the severity of the injury, the amount of financial hardship the individual might have to endure, and any other factors that might be deemed relevant to the case. As a result, catastrophic injury claims can often be much more complex than personal injury claims.

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