Is there a difference between catastrophic injury claims and personal injury claims?

Yes, there is a difference between catastrophic injury claims and personal injury claims in North Carolina. Catastrophic injury claims involve an injury that severely impacts the victim’s cognitive or physical abilities. Catastrophic injuries often involve permanent disability and require long-term medical care and rehabilitation. Examples of catastrophic injuries include spinal cord damage, traumatic brain injury, amputations, and internal organ damage. Personal injury claims, on the other hand, are typically the result of a negligent or careless act. Personal injury claims may have impacts on the victim’s life, but typically do not involve permanent disability or long-term medical care and rehabilitation. Examples of personal injuries include slip-and-fall injuries, car accidents, and medical malpractice. Depending on the specific nature of a catastrophic injury, the legal action taken can differ from a personal injury claim. For example, a catastrophic injury claim may result in the filing of a civil lawsuit alleging negligence against the liable party, while a personal injury claim may involve an insurance claim for damages. Additionally, the damages awarded for a catastrophic injury claim may include recovery of economic and non-economic losses, such as medical expenses, lost wages, pain and suffering, and emotional distress.

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Is there a difference between catastrophic injury claims and personal injury claims?

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