Can I file a claim if the defendant does not have any insurance?

Yes, you can file a claim even if the defendant does not have any insurance. In New Hampshire, catastrophic injury law gives you the right to pursue compensation from the defendant for damages. This means that even if the defendant does not have insurance, you can still seek compensation through a personal injury lawsuit. The process of filing a catastrophic injury claim starts by preparing a complaint and filing it with the court. This process is known as “pleading” and it is the first step you need to take in order to pursue legal action against the defendant. In your complaint, you will need to provide evidence that the defendant was negligent or at fault for the accident. After filing the complaint, the court will usually order the defendant to respond to the complaint. Once the defendant responds to the complaint, you will then need to negotiate with the defendant or his or her insurance company for a settlement that will cover your damages. If the defendant does not have insurance, then you will likely need to proceed to trial. At trial, you will need to prove your damages and the defendant’s liability. Filing a catastrophic injury claim when the defendant does not have insurance can be a long and difficult process, but it is possible. With the help of an experienced personal injury lawyer, you can ensure that your rights are fully protected and that you receive the compensation you deserve for your injuries.

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