Can I file a claim if the defendant does not have any insurance?

Yes, you can file a claim if the defendant does not have any insurance in Oregon. In Oregon, under catastrophic injury law, injured parties can seek compensation for their losses from the defendant’s personal assets. This means the defendant’s own property and possessions can be used to satisfy a judgment awarded in the case. However, it is important to understand that the result of an uninsured lawsuit will be different depending on the defendant’s financial situation. If the defendant has substantial assets, such as a home, vehicles, investments, and other valuables, then you may be able to collect the full amount of your damages from these assets. However, if the defendant does not have many or any assets, then you may only be able to collect a portion of your damages or nothing at all. Furthermore, if the defendant does have insurance and the injury was caused by the defendant’s negligence or wrongful act, then you should file a claim with the insurance company to recover your damages as well. Filing a claim with the insurance company can help you get full and fair compensation for your damages. In conclusion, if the defendant does not have insurance in Oregon, you can still file a claim for catastrophic injury but the outcome will depend on the defendant’s financial situation. You may also be able to file a claim with the insurance company if the injury was caused by the defendant’s negligence.

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