What is the difference between a personal injury claim and a catastrophic injury claim?

The main difference between a personal injury claim and a catastrophic injury claim is the amount of damages that are sought. Personal injury claims are usually for general damages, which include pain and suffering, lost wages, and medical bills. Catastrophic injury claims are for more serious injuries and often involve significant long-term care and treatment costs. In Alaska, catastrophic injury law defines a catastrophic injury as a substantial injury or impairment of such severity that a person cannot independently perform activities of daily living or manage personal finances. Types of catastrophic injuries can include brain damage, paralysis, serious burns, loss of limb, loss of vision, spinal cord injuries, and multiple organ failure. In a typical personal injury claim, the person injured may be eligible for compensation for medical bills and lost wages, but in a catastrophic injury claim, the compensation is significantly greater. The scope of damages available in a catastrophic injury claim can include future medical costs, lost earning capacity, and non-economic damages such as pain and suffering. These non-economic damages can be difficult to determine, and a successful catastrophic injury claim will usually depend on expert testimony to determine the amount of damages due. The main factor that sets apart catastrophic injury claims is the severity and permanence of the injury. Catastrophic injuries are often life-altering events that may require permanent care and treatment. It is important to consult with an experienced personal injury attorney to understand the legal rights available in a catastrophic injury claim.

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