What is the difference between a personal injury claim and a catastrophic injury claim?

When it comes to personal injury and catastrophic injury law in Indiana, there is a difference between the two legal claims. A personal injury claim is a type of legal claim which seeks to provide compensation for physical or psychological harm caused by another’s negligence or wrongful action. This type of claim can cover a wide range of injuries, such as slips and falls, work-related injuries, or medical malpractice. In contrast, a catastrophic injury claim is a legal claim for much more serious, permanent, and disabling injuries. Catastrophic injuries may include a traumatic brain injury (TBI), amputation, or paralysis. These injuries may come about due to a wide variety of factors, such as a motor vehicle accident or a workplace related event. Unlike a personal injury claim, a catastrophic injury claim will focus on compensation for long-term needs. This includes medical costs, lost wages, life care plans, scarring, or disfigurement. The compensation may also provide compensation for those who require special equipment or medical support due to their catastrophic injury. Additionally, a catastrophic injury claim may include a punitive damages component, designed to punish the at-fault party for their negligence or wrongful act. In summary, a personal injury claim is for more minor physical or psychological injuries while a catastrophic injury claim is for more serious, long-term, and disabling injuries. Compensation for a catastrophic injury claim may include long-term needs, such as medical costs, lost wages, and care plans, as well as punitive damages.

What is the difference between a personal injury claim and a catastrophic injury claim?

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