What is the difference between a personal injury claim and a catastrophic injury claim?

The main difference between a personal injury claim and a catastrophic injury claim is the severity of the injury sustained. A personal injury claim is typically made in cases where the injury sustained is not considered to be so severe that it should be given special consideration in a court of law. Personal injury claims can be made against a party in instances of negligence, product liability, or breach of contract. A catastrophic injury claim is quite different, as it is typically used when the injury sustained is truly serious and life-altering. Catastrophic injury claims seek to establish an increased amount of compensation than those in typical personal injury cases, and this is due to the fact that the injury itself is far more severe. Catastrophic injury claims are often related to medical malpractice, motor vehicle accidents, defective products, and dangerous premises. In New Mexico, individuals who have sustained a catastrophic injury due to the negligent or wrongful actions of another can seek compensation for medical expenses, rehabilitation, lost wages, and pain and suffering. In order to make a successful catastrophic injury claim, individuals must provide evidence that the injury was, in fact, caused by the negligent or wrongful actions of the defendant.

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What is the difference between a personal injury claim and a catastrophic injury claim?

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