What should I do if the insurance company denies my catastrophic injury claim?

If the insurance company denies your catastrophic injury claim in California, it is important to take action to protect your rights. Depending on the circumstances, the first step may be to contact your insurance company or their representative and ask for a reconsideration of the claim. You may want to provide additional details or evidence to support your claim of catastrophic injury. If your request for reconsideration is denied, you should consider consulting an experienced catastrophic injury lawyer. The lawyer can evaluate the claim, your medical records, and any other supporting documents to determine if there is a legal basis for a challenge to the insurance company’s decision. Additionally, the lawyer can advise you on the best course of action for your particular situation. If a lawsuit is necessary, a lawyer can file the suit, represent you in court, and keep you informed of the progress. It is important to realize that if you bring suit against the insurance company, it may be a long legal process involving extensive paperwork, depositions, and trial preparation. It is preferable to reach a settlement with the insurance company before the case goes to court. No matter how your claim is resolved, it is important to remember that you have the right to seek legal advice and to pursue a claim if you believe that you have been wrongfully denied catastrophic injury coverage in California.

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