What should I do if the insurance company denies my catastrophic injury claim?

If your catastrophic injury claim is denied by the insurance company in Indiana, there are a few steps you can take to try and get the claim approved. First, review the denial closely to determine why it was denied. This will give you an understanding of why the claim was denied so you can fix any issues you may have with the claim. Next, you should contact the insurance company and discuss why the claim was denied. Ask the insurance company if there is any way you can improve the claim or provide additional information to support it. This could help you get the claim approved. Another option is to file an appeal with the insurance company. An appeal is a written statement where you explain why your claim should be approved and include any evidence that supports your argument. Finally, if you are still unable to get the claim approved, you can file a complaint with the Indiana Department of Insurance. The Department of Insurance investigates complaints and can help you if you feel the insurance company is not acting in good faith. In summary, if the insurance company denies your catastrophic injury claim in Indiana, you should review the denial closely, contact the insurance company, file an appeal, and consider filing a complaint with the Indiana Department of Insurance. Doing these steps can help you get your claim approved.

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