What are the deadlines for filing a credit card dispute?

When filing a credit card dispute in Florida, you must adhere to certain deadlines. Depending on the circumstances, deadlines may vary slightly, but generally follow these guidelines: First, if you are filing a dispute due to incorrect information provided by the card issuer, you must make the dispute in writing within sixty days of their statement date. This will usually be the same date the bill was due. Your dispute must include the reason for the dispute, the account number, and the amount in dispute. If the dispute involves a fraudulent charge or identity theft, you must file the dispute within sixty days of the date the charge was made. You must also provide the card issuer with an affidavit of fraud, as well as a copy of the police report. If the dispute involves a merchant’s failure to deliver the goods or services, you must file the dispute within sixty days of the original purchase date. For all other disputes, a cardholder must generally file the dispute within sixty days of the date the dispute arose. It’s important to note, however, that some card issuers have additional requirements and policies. Be sure to check with the card issuer directly for more information on their deadlines. It’s important to file a dispute within the required deadline to ensure that you are properly protected by the Credit Card Dispute Resolution Law in Florida. Failure to do so may result in a denial of your claim.

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What are the deadlines for filing a credit card dispute?

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