What are some of the most common defenses used in credit card dispute resolution?

In the state of Georgia, there are a variety of common defenses that can be used when filing a credit card dispute resolution. The most common defenses include the following: 1. The charge was not authorized: If you did not authorize the charge on your credit card, then you will state this as your defense. You can provide documentation of the charge not being authorized to back up your claim. 2. The merchant failed to meet the terms of the contract: If the merchant billed you for services that were not done or that were of a lower quality than agreed upon, then you can dispute the charge by stating that the merchant did not meet the terms of the contract. 3. The charge was inaccurate: You can dispute a charge if it was for an incorrect amount or something that you did not purchase. You can provide documentation to back up this defense. 4. The charge was made fraudulently: If the charge on your credit card was made fraudulently, then you can dispute it by stating this as your defense. You will need proof of the fraud in order to back up this defense. Overall, there are many defenses that can be used in credit card dispute resolution in Georgia. It is important to understand your rights and be aware of the different types of defenses available in order to protect your credit card information and save yourself money.

Related FAQs

What are the federal laws governing debt collection?
What types of electronic funds transfers are covered by the Electronic Fund Transfer Act?
What evidence is needed to dispute a credit card charge?
What are the federal laws governing credit reporting?
How should I respond to a chargeback?
What should I do if I am accused of fraudulent charges on my credit card?
How can I get my credit report corrected?
What rights do I have under the Fair Debt Collection Practices Act?
How do I recover funds from a chargeback?
What is the Equal Credit Opportunity Act?

What are some of the most common defenses used in credit card dispute resolution?

Related FAQs

Related Blog Posts