How can I dispute fraudulent charges on my credit card?

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What types of legal action are available for credit card disputes?
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What happens if the debt collection agency or creditor refuses to accept my dispute?
What are the federal laws governing debt collection?
Can I have my original charge reversed after a successful dispute?
Is it possible to negotiate with my credit card company?
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What is the Electronic Fund Transfer Act?
What are some of the most common defenses used in credit card dispute resolution?
What types of electronic funds transfers are covered by the Electronic Fund Transfer Act?

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