Is it possible to negotiate with my credit card company?

Yes, it is possible to negotiate with your credit card company in South Carolina. Credit Card Dispute Resolution Law in South Carolina allows cardholders to dispute charges with their credit card company if they believe they occurred in error. The credit card company must then investigate the dispute and if found to be valid, they must remove the charges from your bill. When filing a dispute, you must provide evidence to support your claim, such as a receipt or a canceled check. You should also include a written explanation of why you believe the charge is in error. You then submit this evidence and explanation to your credit card company. Once your credit card company receives this information, they will investigate your claim and contact you with their findings. Depending on the outcome, you may be able to negotiate with the company to remove the charge from your bill. If the charge is valid, you may be able to negotiate a lower interest rate or fees associated with the charge. It is important to understand that negotiating with a credit card company can be difficult. If you are unable to negotiate, you may need to hire a lawyer to help you navigate the dispute process. It is also important to remember to always keep good records and to review your monthly credit card statements to ensure accuracy.

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