What happens if I can't afford to pay my credit card debt?

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What are the most important things to remember when filing a credit card dispute?
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Is it possible to negotiate with my credit card company?
How do I dispute a charge if I cannot remember what I purchased with my credit card?
What kinds of remedies are available from credit card dispute resolution?
How should I respond to a chargeback?
How do I initiate a chargeback?
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What should I do if I'm not satisfied with the results of a credit card dispute resolution?
What are the most important steps to take when negotiating with a credit card company?

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